Tag: mortgage
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Mortgages for the Self-Employed with 1 Year’s Accounts: Your 2026 UK Guide
In the UK’s vibrant economy of 2026, the spirit of entrepreneurship is stronger than ever. From digital consultants in London to skilled tradespeople in Manchester, more professionals are choosing the freedom of self-employment. However, that freedom often comes with a common fear: “Can I get a mortgage before I have three years of accounts?” At…
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How to Get a Mortgage with a Low Income in the UK: Your 2026 Guide
The UK property market is often portrayed as a playground for the wealthy, leaving those with modest earnings feeling like homeownership is an impossible dream. At Mortgage Bazaar, we’re here to challenge that narrative. While having a high salary certainly makes the process smoother, a “low income” is not an automatic “no” from lenders. In…
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Navigating Self-Employed Mortgages in London: The 2026 Professional’s Guide
London is a city built on the ambition of entrepreneurs. From tech consultants in Shoreditch to creative freelancers in Peckham and independent contractors in the City, the self-employed workforce is the heartbeat of the capital. However, when it comes to the London property market, being your own boss has historically felt like a hurdle rather…
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The 2026 Homeowner’s Guide: Understanding the Primary Category of Mortgages
In the fast-moving world of UK property finance, it is easy to get lost in the sea of technicaljargon. From “LTV ratios” to “stress testing,” the language of lending can feel like a barrier toyour dream home. However, at Mortgage Bazaar, we believe that clarity is the first step towardfinancial confidence. To navigate the market…
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Should I Buy a House Now? The 2026 UK Property Market Guide
The question “Should I buy a house now?” is perhaps the most debated topic at British dinnertables. After the economic rollercoaster of 2024 and 2025, we have entered 2026 with asurprisingly different landscape. At Mortgage Bazaar, we’ve seen a shift from the “wait andsee” hesitation of last year to a period of “cautious opportunity.” If…
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ILR Taking Longer? Could Waiting Be the Most Expensive Part of Buying Your First Home?
If Skilled Worker ILR timelines do extend, many visa holders now face a major financial decision: Continue renting… or start owning and building equity while you still can? Before deciding, here’s a perspective what the current market means for Skilled Workers Visa Holders — and why speaking to Mortgage Bazaar early can put you one…