Author: Nikhil Bhatia

eSelf-employment is a flexible and independent lifestyle, but mortgage applications are considered to be much more difficult. The positive side of the story is that lenders are becoming more accepting of freelances, contractors, sole traders and limited company directors, provided you can provide them with proof of a steady income. Self-Employed Mortgages At Mortgage Bazaar,…

Obtaining a property in the UK while on a Skilled Worker Visa may be easier than one would expect. Even if some banks may require some special conditions from visa holders, a number of mortgages exist for eligible candidates. If you know how to do it, obtaining your mortgage won’t be difficult at all. Mortgage…

Buying a home is huge. But picking the wrong home Mortgage can cost you a lot of money every single month. Fixed vs. Variable Mortgages in the UK Are you ready to find the perfect home mortgage today? Talk to our friendly team at Mortgage Bazaar right now to get started! Choosing a mortgage is…

As we navigate mid-2026, the UK property market is witnessing a fascinating shift. While the Southeast continues to grapple with high entry costs, savvy buyers and investors are turning their attention North, specifically to County Durham. At the heart of this “North East Renaissance” is Shildon, a town that is rapidly becoming a hotspot for…

In the evolving UK property market of 2026, securing a home as a Skilled Worker Visa holder is no longer the uphill battle it once was. While many high-street lenders traditionally preferred applicants with indefinite leave to remain (ILR), the landscape has shifted to welcome global talent. At Mortgage Bazaar, we specialize in bridge-building between…

For years, the biggest barrier to homeownership in the UK hasn’t been the monthly mortgage payments—it’s been the daunting mountain of a deposit. Traditionally, even a “low” 5% deposit on an average £300,000 home required a staggering £15,000 in savings. For many first-time buyers, that figure felt like a finish line that kept moving further…

For many UK residents, a few missed payments or a low credit score can feel like a permanent roadblock to homeownership. However, at Mortgage Bazaar, we believe that your financial past shouldn’t dictate your future. While high-street banks often operate on a “computer says no” basis, a specialist mortgage broker for bad credit can open…

In the 2026 UK property market, savvy homeowners are no longer just “selling and moving.” Instead, they are looking at their current residence as a high-yield investment opportunity. If you are planning to move to a new home, converting your current property into a House in Multiple Occupation (HMO) and placing it within a Limited…

For many landlords in 2026, the question is no longer just about which property to buy, but how to own it. At Mortgage Bazaar, we’ve seen a record-breaking surge in incorporation, with over 66,000 new Buy-to-Let companies established in the UK last year alone. Deciding between personal ownership or a limited company (often called a…

The UK property market of 2026 is a different beast than the one we navigated just a few years ago. The era of frantic bidding wars and “offers over” madness has largely stabilized into what experts call a classic Buyer’s Market. With property inventory at a 12-year high and the Bank of England base rate…