Tag: mortgage bazaar
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Mortgages for the Self-Employed with 1 Year’s Accounts: Your 2026 UK Guide
In the UK’s vibrant economy of 2026, the spirit of entrepreneurship is stronger than ever. From digital consultants in London to skilled tradespeople in Manchester, more professionals are choosing the freedom of self-employment. However, that freedom often comes with a common fear: “Can I get a mortgage before I have three years of accounts?” At…
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How to Get a Mortgage with a Low Income in the UK: Your 2026 Guide
The UK property market is often portrayed as a playground for the wealthy, leaving those with modest earnings feeling like homeownership is an impossible dream. At Mortgage Bazaar, we’re here to challenge that narrative. While having a high salary certainly makes the process smoother, a “low income” is not an automatic “no” from lenders. In…
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Navigating Self-Employed Mortgages in London: The 2026 Professional’s Guide
London is a city built on the ambition of entrepreneurs. From tech consultants in Shoreditch to creative freelancers in Peckham and independent contractors in the City, the self-employed workforce is the heartbeat of the capital. However, when it comes to the London property market, being your own boss has historically felt like a hurdle rather…
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The 2026 Homeowner’s Guide: Understanding the Primary Category of Mortgages
In the fast-moving world of UK property finance, it is easy to get lost in the sea of technicaljargon. From “LTV ratios” to “stress testing,” the language of lending can feel like a barrier toyour dream home. However, at Mortgage Bazaar, we believe that clarity is the first step towardfinancial confidence. To navigate the market…
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2-Year or 5-Year Fixed Rate: The 2026 Dilemma for UK Homeowners
Choosing a mortgage is more than just finding the lowest interest rate; it is a strategic decisionabout your financial future. In the UK, the two most popular paths are the 2-year and 5-yearfixed-rate deals. As we enter 2026, the mortgage landscape has shifted dramatically. With the Bank of Englandrecently lowering the base rate to 3.56%…
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A Complete Remortgaging Guide for UK Homeowners
Remortgaging in advance with a Mortgage Bazaar offers significant benefits, primarily the ability to lock in a favorable rate early while the broker continues to monitor for better deals, and leveraging their market expertise and administrative support to ensure a smooth, cost-effective process. Benefits of Remortgaging in Advance Avoid the Standard Variable Rate (SVR) By…
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100% Mortgages Are Back – What You Need to Know
Buying your first home can feel like a big mountain to climb — especially when it comes to saving up for a deposit. But there’s some good news on the horizon… 100% mortgages are back in the UK for the first time in years, and they could be a game-changer for first-time buyers. In this blog,…