Tag: mortgage bazaar
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How to Get a Mortgage with a Low Income in the UK: Your 2026 Guide
The UK property market is often portrayed as a playground for the wealthy, leaving those with modest earnings feeling like homeownership is an impossible dream. At Mortgage Bazaar, we’re here to challenge that narrative. While having a high salary certainly makes the process smoother, a “low income” is not an automatic “no” from lenders. In…
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Navigating Self-Employed Mortgages in London: The 2026 Professional’s Guide
London is a city built on the ambition of entrepreneurs. From tech consultants in Shoreditch to creative freelancers in Peckham and independent contractors in the City, the self-employed workforce is the heartbeat of the capital. However, when it comes to the London property market, being your own boss has historically felt like a hurdle rather…
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The 2026 Homeowner’s Guide: Understanding the Primary Category of Mortgages
In the fast-moving world of UK property finance, it is easy to get lost in the sea of technicaljargon. From “LTV ratios” to “stress testing,” the language of lending can feel like a barrier toyour dream home. However, at Mortgage Bazaar, we believe that clarity is the first step towardfinancial confidence. To navigate the market…
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2-Year or 5-Year Fixed Rate: The 2026 Dilemma for UK Homeowners
Choosing a mortgage is more than just finding the lowest interest rate; it is a strategic decisionabout your financial future. In the UK, the two most popular paths are the 2-year and 5-yearfixed-rate deals. As we enter 2026, the mortgage landscape has shifted dramatically. With the Bank of Englandrecently lowering the base rate to 3.56%…
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A Complete Remortgaging Guide for UK Homeowners
Remortgaging in advance with a Mortgage Bazaar offers significant benefits, primarily the ability to lock in a favorable rate early while the broker continues to monitor for better deals, and leveraging their market expertise and administrative support to ensure a smooth, cost-effective process. Benefits of Remortgaging in Advance Avoid the Standard Variable Rate (SVR) By…
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100% Mortgages Are Back – What You Need to Know
Buying your first home can feel like a big mountain to climb — especially when it comes to saving up for a deposit. But there’s some good news on the horizon… 100% mortgages are back in the UK for the first time in years, and they could be a game-changer for first-time buyers. In this blog,…