Tag: 3.75%
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Navigating Self-Employed Mortgages in London: The 2026 Professional’s Guide
London is a city built on the ambition of entrepreneurs. From tech consultants in Shoreditch to creative freelancers in Peckham and independent contractors in the City, the self-employed workforce is the heartbeat of the capital. However, when it comes to the London property market, being your own boss has historically felt like a hurdle rather…
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The 2026 Homeowner’s Guide: Understanding the Primary Category of Mortgages
In the fast-moving world of UK property finance, it is easy to get lost in the sea of technicaljargon. From “LTV ratios” to “stress testing,” the language of lending can feel like a barrier toyour dream home. However, at Mortgage Bazaar, we believe that clarity is the first step towardfinancial confidence. To navigate the market…
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Bank of England Cuts Base Rate to 3.75%: What This Means for First-Time Buyers
The Bank of England’s decision to cut the base interest rate to 3.75% marks a notable turning point for the UK housing and mortgage market. After an extended period of elevated borrowing costs, the move reflects growing confidence that inflationary pressures are easing and that the economy is entering a more balanced phase. While this…
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Mortgage For First-Time Buyers | Mortgage Bazaar
Buying your first home can feel like a big step, but the basic parts of the process are easier thanmany people expect. A mortgage is simply a tool used to buy a home, and lenders look at yourincome, credit, and deposit to understand what fits your budget. You do not need specialknowledge to begin. You…