Welcome to Mortgage Cart. These Terms and Conditions (“Terms”) govern your use of our website https://mortgagecart.co.uk and our services. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our website.
1. Who We Are
Mortgage Cart is a UK-based mortgage and protection advisory service. We provide mortgage consultancy and connect users with relevant mortgage or insurance providers based on their needs and eligibility.
2. Use of Website
By using this website, you confirm that you:
- Are at least 18 years of age
- Are legally capable of entering into binding contracts
- Will provide accurate and complete information when prompted
You may use our website only for lawful purposes. You must not misuse the website by knowingly introducing viruses or other harmful material.
3. Our Services
We provide:
- Mortgage and protection consultation
- Assistance with mortgage applications
- Referrals to lenders and insurance providers
Please note:
- We do not guarantee loan approval or specific financial outcomes.
- Any advice provided is based on the information you supply.
4. No Financial Advice Guarantee
While we aim to provide professional advice, all information shared on the website is for general informational purposes only and should not be treated as a substitute for personalized financial advice. You are encouraged to consult with a qualified financial advisor before making any decisions.
5. Third-Party Services and Links
We may link to third-party sites or refer you to third-party service providers (such as lenders or insurers). We are not responsible for the content, services, or data policies of these third parties. You engage with them at your own risk.
6. Data Protection
All personal data is handled in accordance with our Privacy Policy and applicable UK data protection laws, including GDPR.
7. Intellectual Property
All content on this site, including text, graphics, logos, and software, is the property of Mortgage Cart or its licensors. You may not reproduce, modify, or distribute any part of this website without prior written permission.
8. Limitation of Liability
To the fullest extent permitted by law, Mortgage Cart shall not be liable for any direct, indirect, incidental, or consequential damages arising out of or in connection with:
- Use or inability to use the website
- Reliance on any content or advice
- Third-party interactions or services
We do not guarantee that the website will be error-free or uninterrupted.
9. Changes to These Terms
We reserve the right to modify these Terms at any time. Any changes will be posted on this page with a revised “Last Updated” date. Continued use of the website after changes are made constitutes acceptance of those changes.
10. Termination
We may suspend or terminate access to the website without notice if we believe you have breached these Terms or are using the site inappropriately.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.
12. Contact Us
If you have any questions about these Terms, please contact:
Mortgage Cart
Email: info@mortgagecart.co.uk
Website: https://mortgagecart.co.uk